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How much will this cost?

This depend on the amount borrowed refer to our (fee chart).

What if I have bad credit?

No problem! Unlike many other financial institutions, we do not require that you have good credit or, for that matter, any credit history at all. If you have any questions about qualifying for a loan, please contact us.

When will I hear from you?

After you have been approved by our online application, we will contact you by either email or phone within one hour about the status of your loan during normal business hours, Monday to Friday, 8:00AM to 9:00 PM (EST). For applications submitted after-hours, we will contact you first thing the next business morning.

How do you determine the amount of money to advance me?

The amount we can lend to you is calculated using your current income. We may increase your advance limit once you have satisfactorily paid off your first loan in a timely manner.

What are my payment options?

If we don't hear from you, we will debit your loan in full automatically on its due date.  However, if you cannot pay in full contact us at least 3 days prior to your due date, you can request for an extension by emailing us at or call us at (866) 435-0347.

How do I determine my due date?

All loans are due on your next pay date, unless your next pay date is less than 7 days away. In this case, your loan will be due on the following pay date.

Can I pay my loan back earlier than the due date (prepayment)?

Yes, you can payoff the loan earlier that your due date. This is called a Prepayment: If you payoff this loan early, you will not have to pay a prepayment penalty.

What if I change my mind about the loan - rescission of the loan?

You can rescind the loan without cost or further obligation to us, if you return the loan amount provided on or before 5:00 PM the next business day following the Loan Funding date. For example, if you complete a loan at 4:00 PM on Thursday, you have until 5:00 PM on Friday to rescind the agreement.

How soon can I receive my cash advance?

Once you have completed our online application a we will be contacting you to discuss your approval. Funds may be into your account by the very next business day.