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Questions
What is a payday loan?
A payday loan or a payday advance is a quick and confidential way to
get a cash advance until your next paycheck.
How much will this cost?
This depend on the amount borrowed refer to our (fee chart).
What if I have bad credit?
No problem! Unlike many other financial institutions, we do not
require that you have good credit or, for that matter, any credit
history at all. If you have any questions about qualifying for a payday
loan, please contact us.
When will I hear from you?
After you have been approved by our online application, we will
contact you by either email or phone within one hour about the status of
your loan during normal business hours, Monday to Friday, 8:00AM to 9:00
PM (EST). For applications submitted after-hours, we will contact you
first thing the next business morning.
How do you determine the amount of money to advance me?
The amount we can lend to you is calculated using your
current income. We may increase your advance limit once you have
satisfactorily paid off your first loan in a timely manner.
What are my payment options?
If we don't hear from you, we will debit your loan in full
automatically on its due date. However, if you cannot pay in full
contact us at least 3 days prior to your due date, you can request for
an extension by emailing us at support@InternetPaydayLoan.com or call us
at (877)681-1223.
How do I determine my due date?
All loans are due on your next pay date, unless your next pay date is
less than 7 days away. In this case, your loan will be due on the
following pay date.
Can I pay my loan back earlier than the due date (prepayment)?
Yes, you can payoff the loan earlier that your due date. This is
called a Prepayment: If you payoff this loan early, you will not have to
pay a prepayment penalty.
What if I change my mind about the loan - rescission of payday loan?
You can rescind the loan without cost or further obligation to us, if
you return the loan amount provided on or before 5:00 PM the next
business day following the Loan Funding date. For example, if you
complete a payday loan at 4:00 PM on Thursday, you have until 5:00 PM on
Friday to rescind the agreement.
How soon can I receive my cash advance?
Once you have completed our online application a we will be
contacting you to discuss your approval. Funds may be into your account
by the very next business day.
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