We understand that unexpected bills and expenses happen.  We also know that these usually take place at the most inconvenient of times.

A payday loan will provide you with a short term and unsecured cash advance until your payday.  Our clients chose iLoan  payday advances to cover their unexpected expenses and avoid the expense of late payment penalties, bad credit reports and bounced checks.

At iLoan, our process for applying and qualifying for a online payday loan is the easiest and quickest way to access the funds you need, when you need them.    All we need from you is completing the online form with your most recent details including your employment information so that we can service and implement your payday loan request as soon as possible.

Once we have your completed application and details, one of our helpful iLoan representatives will contact you and confirm the information you have provided in order to complete your request.  We ask that you ensure that you provide a contact number that you are available at, at the time of your application as our response time is extremely efficient.

In some cases, depending on the circumstance, it may be necessary for us to request a fax of certain documents in order to verify some information.  However, this is usually only required when we do cannot validate information in your application, so it is important for us to have as much accurate and up to date detail as possible, even if you have bad credit.

It's so easy!  Simply apply online, get approved online, and receive your funds deposited directly into your bank account within 24 hours.  Its that easy.

Who can qualify for a payday loan?

iLoan will approve you for a payday loan if you :

• earn an income of at least $1000 per month.
• have been  employed at your current job for at least 3 months, or receive regular income from a program such as social security or welfare
• have an active checking account for at least 3 months that allows for direct deposit
• are at least 18 years old and a citizen of the USA

How do I repay my payday loan?

You can repay your payday loan in the same way you receive it through an electronic transaction. Yor due date is set according to when you receive your loan.  When its time for repayment, your loan is deducted from your account automatically.

We will send an email 1 - 2 days prior to your due date reminding you that your loan is coming due. Your payment options are:

Option 1 :        

Full payment where you pay your loan in full

Option 2 :        

You pay your loan amount back and roll the finance charges into a separate loan

Option 3 :        

You pay the finance fee and part of the loan amount back, rolling the remainder into a separate loan

Option 4 :        

You pay the finance fee only and roll the full loan amount into a separate loan.

Please note that certain additional conditions and restrictions may apply in each of the options listed depending on your circumstances, so please ask your loan representative about the options that best suit your needs and situation.