Unlike credit cards and other long-term loans, there are no credit checks done, so you can have good, bad, or slow credit and still be approved, and there is also no upfront collateral for a payday advance loan, essentially your job is your collateral. As long as your at least eighteen years of age, have an active checking or savings account, and are employed or are receiving benefits, you will be approved for an advance payday loan.

All you need to do in order to receive your advance payday loan is to agree online to the amount you wish to borrow plus a small finance fee. This fee is normally smaller then the fees you would incur if you bounced a check or failed to pay a bill on time. When your advance payday loan is due, you don't have to do anything, your account will have the fees automatically deducted and the loan will be renewed unless you tell us that you wish to pay it off or down.